Reporting
You’ll always know where your portfolio stands.
GMAC Mortgage's technology provides you the tools to stay on top of your portfolio and access the information you need.
Our browser-based system provides:
- User-friendly interface (drag and drop query builder)
- Easy access from any PC connected to the internet
- A menu for easy navigation without knowledge of database structure or technology
- Ease of viewing, managing and distributing reports
GMACM maintains a Client Reporting program comprised of three main components. The components augment the standard Investor Reporting typically provided by servicers.
- Month-End Package - A package of reports providing a snapshot of your portfolio available for either the entire portfolio or the loans in default. The package presents portfolio characteristics, activities, and trends. The data is as of the previous month end and captures activity from that month. Over 30 reports are included.
- On-Demand Reports - The On-Demand reports are a library of reports providing loan-level data. Each report in the library addresses a topic area - for example, prepayment penalties. The data fields returned for that report are only those germane to the topic area. With a click of the mouse, the client can pull detailed data regarding its loans. Over 40 reports representing ARMs, Customer Care, Escrow, HELOCs, and Default are included.
- Data Extracts - The Data Extracts are monthly or daily pipe-delimited files containing raw loan-level data. The data covers virtually every servicing aspect which would generate loan-level data. The files are delivered as a text file via FTP or EFT to enable uploading to databases.
Quarterly Release Calendar
Enhancements are implemented to report offerings approximately four times a year.